比较我们的支票账户.
你的检查. 你的选择.
![费宽恕 费宽恕](http://op7.kwwh.net/hs-fs/hubfs/3Q/Fee%20Forgiveness/FF_logo.png?width=327&name=FF_logo.png)
费宽恕
Have you ever made a small error when balancing your checking account that sent you into the negative? 费宽恕 is a new perk that refunds the NSF or Courtesy Pay fee if your checking account is short by $10 or less.
注意事项:
- 费用减免只退还费用. 它不支付NSF项目.
- 的 fee refund will appear as a credit on your account and may take up to three business days to be applied.
- 退款没有限制. 无需申请. 你是人类... 我们明白了.
透支的特权
We authorize and pay overdrafts for members 18 and older at our discretion for checks and other transactions made using your checking account number, 自动账单支付, 上述交易, 以及其他电子资金转账.
If you have established alternate overdraft protection methods such as a line of credit or automatic transfer from your other accounts, we will always attempt to pay an overdraft using these methods before paying your overdraft utilizing 透支的特权. 你也可以选择
选择加入/退出透支特权 用于自动取款机交易和借记卡购物.
可能会有限制. 并不是所有的透支都有保证. 条款和条件.
透支保护
Louisiana FCU checking accounts are enhanced with 透支保护. 我们提供两种不同的透支方式:
1. If your account qualifies, the standard overdraft practices that come with your account include 透支的特权.
2. 我们也提供透支保护计划, 例如与储蓄账户和信贷(贷款)额度的链接. 的se may be less expensive than our standard overdraft practices.
可能会有限制. 并不是所有的透支都有保证.
GET ANSWERS TO FREQUENTLY ASKED QUESTIONS ABOUT 检查 ACCOUNTS.
你的路由号码是多少?
我们的路由号码是:265476411
我怎样激活我的借记卡?
请致电(800)290-7893激活您的借记卡.
如果我的借记卡丢失或被盗,我该怎么办?
Please call us directly at (985) 652-4990 or (888) 652-4990 to report a Lost or Stolen Credit and/or Debit Card.
我如何重新订购支票?
点击这里 在线重新订购支票.
Will my debit card work when I travel out of state/out of the country?
如果你在旅行, please contact our Account Services Team with your travel dates and destinations. This will allow us to lift out-of-state/out-of-country restrictions so that you can use your Louisiana FCU credit and debit cards with zero issues.
*适用于所有奖励帐户, you may qualify for monthly rewards if you meet the applicable minimum qualification requirements for the monthly qualification cycle. 达到最低资格要求, you must: 1) make 15 Debit card purchases that post and settle your account; 2) sign on to online or mobile banking at least one time; 3) be enrolled in and receive e-statements. 的 monthly qualification cycle is defined as the first calendar date of each month through the last calendar day of each month. Account transactions may take one or more business days from the date the transaction was made to post and settle to the account. All transactions must post and settle during the monthly qualification cycle in order to qualify for the account’s reward. 的 following transactions do not count toward earning account rewards: ATM-processed transactions, 账户间转帐, debit purchases processed by merchants and received by our credit union as ATM transactions, and purchases made with debit cards not issued by our credit union. 对于Rewards Cash Back帐户,您将获得5.100%现金返还,最高200美元.00 in PIN-based/signature-based debit card purchases that post and settle to your account if you meet the minimum qualification requirements during the monthly qualification cycle, 最多不超过10美元.00. 另外,我们最多退款10美元.00 in ATM fees assessed at nationwide ATMs we do not own or operate. ATM退款将在每月的最后一个工作日支付. If you do not meet all of the minimum qualification requirements during the monthly qualification cycle, you will not earn a cash back reward and ATM fees will not be refunded to you.
的 高收益检查 帐户为分级利率帐户. If you meet the minimum qualification requirements for your 高收益检查 account during the monthly qualification cycle, the first dividend rate and annual percentage yield listed for this account in the Rate Schedule will apply to daily balances of $10,000.99及以下. 的 second dividend rate and annual percentage yield listed for this account will apply to daily balances of $10,001.00或更大. Each dividend rate will apply only to that portion of the daily balance within each balance range. 另外,我们最多退款10美元.00 in ATM fees assessed at nationwide ATMs we do not own or operate. ATM退款将在每月的最后一个工作日支付. If you do not meet all of the minimum qualification requirements during the monthly qualification cycle for the Rewards High Yield account, the third dividend rate and annual percentage yield as listed in the Rate Schedule will apply to the entire balance in your High Yield 帐户及自动柜员机费用将不获退还. 帐户及自动柜员机费用将不获退还.